.topic-hero[data-astro-cid-k5ebzbm3]{background:linear-gradient(115deg,var(--background-primary) 0%,#fff 100%);padding:58px 0 64px}.topic-hero-grid[data-astro-cid-k5ebzbm3]{grid-template-columns:minmax(0,1.2fr) minmax(330px,.8fr);align-items:center;gap:54px;display:grid}.eyebrow[data-astro-cid-k5ebzbm3],.mini-label[data-astro-cid-k5ebzbm3],.card-kicker[data-astro-cid-k5ebzbm3]{color:var(--brand-gold-accessible);font-family:var(--heading);letter-spacing:.1em;text-transform:uppercase;font-size:.72rem;font-weight:800;display:block}.topic-hero[data-astro-cid-k5ebzbm3] h1[data-astro-cid-k5ebzbm3]{max-width:850px;color:var(--brand-navy);font-family:var(--display);letter-spacing:-.035em;margin:12px 0 18px;font-size:clamp(2.7rem,4.6vw,4.75rem);font-weight:400;line-height:1.01}.hero-lede[data-astro-cid-k5ebzbm3]{max-width:820px;color:var(--text-secondary);margin:0;font-size:clamp(1.05rem,1.35vw,1.18rem);line-height:1.7}.hero-actions[data-astro-cid-k5ebzbm3]{flex-wrap:wrap;align-items:center;gap:12px;margin-top:24px;display:flex}.btn[data-astro-cid-k5ebzbm3]{min-height:48px;font-family:var(--heading);border-radius:11px;justify-content:center;align-items:center;padding:0 21px;font-size:.82rem;font-weight:800;text-decoration:none;display:inline-flex}.primary[data-astro-cid-k5ebzbm3]{color:#fff;background:var(--brand-navy)}.secondary[data-astro-cid-k5ebzbm3]{color:var(--brand-navy);border:1.5px solid var(--brand-gold-accessible);background:#fff}.secondary[data-astro-cid-k5ebzbm3]:hover{background:var(--brand-gold-soft)}.text-link[data-astro-cid-k5ebzbm3]{color:var(--brand-navy);font-weight:800;text-decoration:none}.hero-points[data-astro-cid-k5ebzbm3]{color:var(--text-body);flex-wrap:wrap;gap:9px 18px;margin-top:20px;font-size:.82rem;font-weight:700;display:flex}.hero-points[data-astro-cid-k5ebzbm3] span[data-astro-cid-k5ebzbm3]:first-letter{color:var(--brand-gold-accessible)}.answer-card[data-astro-cid-k5ebzbm3]{border:1px solid var(--border-default);box-shadow:var(--shadow);background:#fff;border-radius:16px;padding:28px}.answer-card[data-astro-cid-k5ebzbm3] h2[data-astro-cid-k5ebzbm3]{color:var(--brand-navy);margin:7px 0 12px;font-size:clamp(1.45rem,2.2vw,2rem);line-height:1.12}.answer-card[data-astro-cid-k5ebzbm3] p[data-astro-cid-k5ebzbm3]{color:var(--text-secondary);margin:0;line-height:1.65}.answer-card[data-astro-cid-k5ebzbm3] a[data-astro-cid-k5ebzbm3]{color:var(--brand-navy);margin-top:17px;font-weight:800;text-decoration:none;display:inline-block}.topic-section[data-astro-cid-k5ebzbm3]{padding:62px 0}.topic-section[data-astro-cid-k5ebzbm3].soft{background:var(--background-navy-soft)}.section-grid[data-astro-cid-k5ebzbm3]{grid-template-columns:minmax(270px,.75fr) minmax(0,1.25fr);align-items:start;gap:60px;display:grid}.section-heading[data-astro-cid-k5ebzbm3] h2[data-astro-cid-k5ebzbm3]{color:var(--brand-navy);letter-spacing:-.035em;margin:8px 0 0;font-size:clamp(2rem,3.2vw,3rem);line-height:1.08}.section-heading[data-astro-cid-k5ebzbm3]>p[data-astro-cid-k5ebzbm3]{color:var(--text-secondary);margin:14px 0 0;line-height:1.65}.section-heading[data-astro-cid-k5ebzbm3].centered{text-align:center;max-width:800px;margin:0 auto 28px}.section-content[data-astro-cid-k5ebzbm3]>p[data-astro-cid-k5ebzbm3]{color:var(--text-secondary);margin:0 0 16px;font-size:1.03rem;line-height:1.72}.check-list[data-astro-cid-k5ebzbm3]{gap:10px;margin:22px 0 0;padding:0;list-style:none;display:grid}.check-list[data-astro-cid-k5ebzbm3] li[data-astro-cid-k5ebzbm3]{color:var(--text-body);padding-left:28px;line-height:1.55;position:relative}.check-list[data-astro-cid-k5ebzbm3] li[data-astro-cid-k5ebzbm3]:before{color:var(--brand-gold-accessible);content:"✓";font-weight:900;position:absolute;left:0}.card-grid[data-astro-cid-k5ebzbm3]{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:24px;display:grid}.card-grid[data-astro-cid-k5ebzbm3].two,.card-grid[data-astro-cid-k5ebzbm3].four{grid-template-columns:repeat(2,minmax(0,1fr))}.info-card[data-astro-cid-k5ebzbm3]{border:1px solid var(--border-default);background:#fff;border-radius:16px;padding:21px}.info-card[data-astro-cid-k5ebzbm3] h3[data-astro-cid-k5ebzbm3]{color:var(--brand-navy);margin:6px 0 9px;font-size:1.08rem}.info-card[data-astro-cid-k5ebzbm3] p[data-astro-cid-k5ebzbm3]{color:var(--text-secondary);margin:0;font-size:.9rem;line-height:1.58}.info-card[data-astro-cid-k5ebzbm3] a[data-astro-cid-k5ebzbm3]{color:var(--brand-navy);margin-top:12px;font-weight:800;text-decoration:none;display:inline-block}.steps[data-astro-cid-k5ebzbm3]{gap:11px;display:grid}.step[data-astro-cid-k5ebzbm3]{border-bottom:1px solid var(--border-default);grid-template-columns:46px 1fr;gap:16px;padding:17px 0;display:grid}.step[data-astro-cid-k5ebzbm3]>span[data-astro-cid-k5ebzbm3]{width:38px;height:38px;color:var(--brand-navy);background:var(--brand-gold-soft);border-radius:50%;place-items:center;font-size:.72rem;font-weight:900;display:grid}.step[data-astro-cid-k5ebzbm3] strong[data-astro-cid-k5ebzbm3]{color:var(--brand-navy)}.step[data-astro-cid-k5ebzbm3] p[data-astro-cid-k5ebzbm3]{color:var(--text-secondary);margin:4px 0 0;line-height:1.55}.callout[data-astro-cid-k5ebzbm3]{border-left:4px solid var(--brand-gold-accessible);background:var(--brand-gold-soft);border-radius:0 13px 13px 0;margin-top:22px;padding:19px 21px}.callout[data-astro-cid-k5ebzbm3] strong[data-astro-cid-k5ebzbm3]{color:var(--brand-navy)}.callout[data-astro-cid-k5ebzbm3] p[data-astro-cid-k5ebzbm3]{color:var(--text-secondary);margin:6px 0 0;line-height:1.6}.faq-wrap[data-astro-cid-k5ebzbm3]{max-width:900px}.faq-list[data-astro-cid-k5ebzbm3]{gap:10px;display:grid}.faq-list[data-astro-cid-k5ebzbm3] details[data-astro-cid-k5ebzbm3]{border:1px solid var(--border-default);background:#fff;border-radius:14px}.faq-list[data-astro-cid-k5ebzbm3] summary[data-astro-cid-k5ebzbm3]{color:var(--brand-navy);cursor:pointer;padding:17px 20px;font-weight:800}.faq-list[data-astro-cid-k5ebzbm3] p[data-astro-cid-k5ebzbm3]{color:var(--text-secondary);margin:0;padding:0 20px 18px;line-height:1.65}.related-grid[data-astro-cid-k5ebzbm3]{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;display:grid}.related-grid[data-astro-cid-k5ebzbm3] a[data-astro-cid-k5ebzbm3]{border:1px solid var(--border-default);min-height:170px;color:var(--brand-navy);background:#fff;border-radius:16px;flex-direction:column;padding:22px;text-decoration:none;display:flex}.related-grid[data-astro-cid-k5ebzbm3] strong[data-astro-cid-k5ebzbm3]{font-size:1.08rem}.related-grid[data-astro-cid-k5ebzbm3] span[data-astro-cid-k5ebzbm3]{color:var(--text-secondary);margin-top:8px;line-height:1.5}.related-grid[data-astro-cid-k5ebzbm3] b[data-astro-cid-k5ebzbm3]{color:var(--brand-gold-accessible);margin-top:auto;padding-top:16px}.final-cta[data-astro-cid-k5ebzbm3]{color:#fff;background:var(--brand-navy);padding:56px 0}.final-grid[data-astro-cid-k5ebzbm3]{grid-template-columns:1.1fr .9fr;align-items:center;gap:56px;display:grid}.eyebrow[data-astro-cid-k5ebzbm3].light{color:var(--brand-gold)}.final-cta[data-astro-cid-k5ebzbm3] h2[data-astro-cid-k5ebzbm3]{color:#fff;margin:8px 0 12px;font-size:clamp(2.2rem,3.6vw,3.45rem);line-height:1.05}.final-cta[data-astro-cid-k5ebzbm3] p[data-astro-cid-k5ebzbm3]{color:#d4dce5;margin:0;line-height:1.65}.final-actions[data-astro-cid-k5ebzbm3]{flex-wrap:wrap;gap:10px;display:flex}.light-btn[data-astro-cid-k5ebzbm3]{color:var(--brand-navy);background:#fff}.outline-btn[data-astro-cid-k5ebzbm3]{color:#fff;border:1px solid #ffffff80}.final-actions[data-astro-cid-k5ebzbm3] small[data-astro-cid-k5ebzbm3]{color:#d4dce5;width:100%;margin-top:4px;line-height:1.5}@media (width<=900px){.topic-hero-grid[data-astro-cid-k5ebzbm3],.section-grid[data-astro-cid-k5ebzbm3],.final-grid[data-astro-cid-k5ebzbm3]{grid-template-columns:1fr;gap:28px}.answer-card[data-astro-cid-k5ebzbm3]{max-width:680px}.card-grid[data-astro-cid-k5ebzbm3],.card-grid[data-astro-cid-k5ebzbm3].two,.card-grid[data-astro-cid-k5ebzbm3].four,.related-grid[data-astro-cid-k5ebzbm3]{grid-template-columns:1fr 1fr}}@media (width<=620px){.topic-hero[data-astro-cid-k5ebzbm3]{padding:42px 0 46px}.topic-section[data-astro-cid-k5ebzbm3]{padding:44px 0}.topic-hero[data-astro-cid-k5ebzbm3] h1[data-astro-cid-k5ebzbm3]{font-size:clamp(2.35rem,11vw,3.4rem)}.card-grid[data-astro-cid-k5ebzbm3],.card-grid[data-astro-cid-k5ebzbm3].two,.card-grid[data-astro-cid-k5ebzbm3].four,.related-grid[data-astro-cid-k5ebzbm3]{grid-template-columns:1fr}.hero-actions[data-astro-cid-k5ebzbm3]{grid-template-columns:1fr;display:grid}.btn[data-astro-cid-k5ebzbm3]{width:100%}}