Nationwide program guidance

Start your first-lien HELOC exploration from anywhere in the U.S.

HELOC Your Mortgage serves as a national education and scenario-review resource. Chris can coordinate your inquiry with an appropriately licensed Edge Home Finance, LLC loan officer for the property state. Actual availability and terms depend on licensing, lender coverage, property, borrower qualifications, and current state rules.

Why state matters

A first-lien HELOC can have different lender availability, LTV limits, property rules, cash-out rules, licensing, and documentation requirements from one state to another. Never assume a program advertised nationally is identical everywhere.

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingWashington, D.C.

This list describes the geographic scope for inquiries, not guaranteed product availability in every state. A licensed loan officer must confirm the current program for your scenario.

Current program review

Tell us the property state and what you want the mortgage to accomplish.

The team can review current wholesale options for an eligible purchase, refinance, second home, or investment-property scenario.

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